A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of their paycheck before taxes are taken out. Taxes aren't paid until the money is withdrawn from the account. Some plans may allow you to contribute after tax, where you pay the tax up front. ​

What is a 401(k) rollover? A 401(k) rollover is when you direct the transfer of the money in your 401(k) plan to a new 401(k) plan or IRA. The IRS gives you 60 days from the date you receive an IRA or retirement plan distribution to roll it over to another plan or IRA.

• One of our retirement specialist can help you design a retirement plan that will meet you and your employees needs.

• Or we can help you rollover a current 401K out of your retirement plan or out of an old employer.

• We can also show you how to increase those earnings to make sure they last your lifetime.

Fact: Almost two-thirds (63%) of retirees in America are concerned that Social Security or pensions will not suffice to cover expenses and needs in retirement'