Major medical insurance is a type of coverage that provides benefits for a broad range of health-care services, both inpatient and outpatient. You can get this plan to cover you, just your child, or your family. Health care can be expensive. This health insurance can save you money on routine doctor's visits, prescription drug coverage, preventative care and other medical services
Why should i have individual health insurance?
Prepare for the unexpected. You never know when you'll need medical help
Stay healthy. Many preventive care services - like check-ups are covered at 100%
Avoid paying the tax fine. For 2018 the penalty for not having insurance is $695 per adult, $347.50 per child, or 2.5% of the house hold income.
A group plan is an insurance plan that provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered by many employers. These plans are generally uniformed, offering the same benefits to all employees or members of the group.
Group health insurance plans usually cost less for participants than individual plans that offer the same benefits. This is because the risk is spread over the entire group, rather than one person. If the cost of premiums is borne by the insurer, then they are fully deductible, while any benefit received by group members is tax free