Doesn't have to be complicated
Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay all or a portion of your covered medical costs. Coverage by your health insurance are typically based on what companies or plan you get.